{"id":127,"date":"2016-09-10T16:09:57","date_gmt":"2016-09-10T16:09:57","guid":{"rendered":"http:\/\/bltpindia.com\/wordpress\/?p=127"},"modified":"2016-09-11T14:30:05","modified_gmt":"2016-09-11T14:30:05","slug":"challenges-to-mf-distributors-3","status":"publish","type":"post","link":"https:\/\/bltpindia.com\/wordpress\/index.php\/2016\/09\/10\/challenges-to-mf-distributors-3\/","title":{"rendered":"Challenges to MF Distributors \u2013 3"},"content":{"rendered":"<p>As we have seen Real Challenges to MF Distribution Business one is from Regulatory body in <a href=\"https:\/\/bltpindia.com\/wordpress\/index.php\/2016\/08\/23\/challenges-to-mf-distributors-1\/\" target=\"_blank\">Part-1<\/a> and another is from our own way of working in<a href=\"https:\/\/bltpindia.com\/wordpress\/index.php\/2016\/08\/25\/challenges-to-mf-distributors-2\/\" target=\"_blank\"> part-2<\/a>. Now in this 3rd part we will be discussing why Investor think for Direct Plans and what is the solution to this challenge.<\/p>\n<p>When Direct Plans were introduced\u00a0in 2013 distributors were thinking that\u00a0&#8220;HNI have not that much of time to research and invest at their own&#8221; but the <span style=\"color: #003300;\"><span style=\"color: #000080;\"><strong>Reality as on today is almost 15 to 20% of the transactions are done in Direct Channel<\/strong><\/span>.<\/span><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"129\" data-permalink=\"https:\/\/bltpindia.com\/wordpress\/index.php\/2016\/09\/10\/challenges-to-mf-distributors-3\/directmf\/\" data-orig-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/directmf.jpg?fit=207%2C108&amp;ssl=1\" data-orig-size=\"207,108\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"directmf\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/directmf.jpg?fit=207%2C108&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/directmf.jpg?fit=207%2C108&amp;ssl=1\" class=\"wp-image-129 aligncenter\" src=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/directmf.jpg?resize=263%2C137&#038;ssl=1\" alt=\"directmf\" width=\"263\" height=\"137\" \/><\/p>\n<p><span style=\"color: #0000ff;\"><strong>What was wrong in Distributors Thinking?<\/strong><\/span><br \/>\n<strong>Where the Distributors were wrong?<\/strong><br \/>\n<span style=\"color: #ff6600;\"><strong>They failed to accept the reality<\/strong><\/span><\/p>\n<ul>\n<li>There are so many free sites which gives high rated research which are blindly followed by distributors can also be used by HNIs<\/li>\n<li>They have money power to hire man power for doing procedures after that also they will be saving money from generating difference in returns. See the reality that can hurt you<\/li>\n<\/ul>\n<p>The same mistake is repeating by Distributors they are thinking that &#8220;<span style=\"color: #0000ff;\">We have Retail Investor model and Retail investors will not move to Direct Channel because of so many documentation in doing investment and difference\u00a0will also be negligible<\/span>&#8220;.<\/p>\n<p>See the reality that how it can hurt you<\/p>\n<ul>\n<li>e-KYC has removed documentation<\/li>\n<li>\u00a0OTM has removed the Banking procedures<\/li>\n<li>\u00a0A small difference in return will generates huge valuation over the period [What distributor taught Investor about Compounding on an investment of just 11000, 1% return difference make more than 100000 difference in value in 30 years]<\/li>\n<li>There are so many Mobile Apps and Websites providing investments in direct channel on your fingertips.<\/li>\n<\/ul>\n<p>If distributors are thinking that Advisory will save them think about Robo-Advisory sites now a days there are more than 40 sites live which are providing free advisory and also facility to invest in direct.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"135\" data-permalink=\"https:\/\/bltpindia.com\/wordpress\/index.php\/2016\/09\/10\/challenges-to-mf-distributors-3\/investor-direct-mf\/\" data-orig-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/investor-direct-mf.jpg?fit=280%2C86&amp;ssl=1\" data-orig-size=\"280,86\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"investor-direct-mf\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/investor-direct-mf.jpg?fit=280%2C86&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/investor-direct-mf.jpg?fit=280%2C86&amp;ssl=1\" class=\"size-full wp-image-135 alignleft\" src=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/investor-direct-mf.jpg?resize=280%2C86&#038;ssl=1\" alt=\"investor-direct-mf\" width=\"280\" height=\"86\" \/><\/p>\n<p><span style=\"color: #808000;\"><em><strong>I have so many examples across the India that Distributors are complaining that &#8220;My HNI client, Mr. xyz to whom I have teach the Mutual Fund, is now became so harsh to me on so many little things and started doing Direct Investments and switched 1Cr, 2Cr etc&#8230; in Direct Channel from my\u00a0code&#8221;<\/strong> <\/em><\/span><span style=\"color: #ff6600;\">[Still not Thinking to find the solution when will think after all the money transferred in Direct Channel<\/span>].<\/p>\n<p>In reality client is not saying clearly that he need more returns which he is getting from direct investment. <span style=\"color: #000080;\"><strong>Do you know why an Investor is coming to you? just to invest and earn handsome return. <\/strong><\/span>In Direct Plans Investor believes that he is making more money than Regular Plan. Now it is your turn to play, generate the returns which can beat the returns generated by direct scheme. <strong>Can you do this?<\/strong> if not than forget the client or develop your own mechanism.<\/p>\n<p>By adopting traditional mechanism like SIP\/STP\/SWP you cannot generate higher returns because Direct Plans, already having advantage over regular Plans, having lower TER so the returns will be higher.<\/p>\n<p style=\"text-align: center;\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"131\" data-permalink=\"https:\/\/bltpindia.com\/wordpress\/index.php\/2016\/09\/10\/challenges-to-mf-distributors-3\/th\/\" data-orig-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/th.jpg?fit=187%2C299&amp;ssl=1\" data-orig-size=\"187,299\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"th\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/th.jpg?fit=187%2C299&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/th.jpg?fit=187%2C299&amp;ssl=1\" class=\"size-full wp-image-131 aligncenter\" src=\"https:\/\/i0.wp.com\/bltpindia.com\/wordpress\/wp-content\/uploads\/2016\/09\/th.jpg?resize=187%2C299&#038;ssl=1\" alt=\"th\" width=\"187\" height=\"299\" \/><\/p>\n<p>If you are not able to do the same [Develop your own mechanism] you should hire some other&#8217;s mechanism which are capable to beat the direct plans like<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #0000ff;\"><strong>BLTP &#8211; The N<span style=\"color: #ff6600;\">e<\/span>XT Gen Investment Strategy<\/strong><\/span><strong>.<\/strong><\/h4>\n<div id=\"yui_3_16_0_ym19_1_1472972096024_20929\" style=\"text-align: center;\"><strong>Focus on <span style=\"color: #0000ff;\">N<span style=\"color: #ff6600;\">e<\/span>XT Practice\u00a0<\/span>rather than<span style=\"color: #0000ff;\"> B<span style=\"color: #ff6600;\">e<\/span>ST Practice<\/span><\/strong><\/div>\n<div id=\"yui_3_16_0_ym19_1_1472972096024_20923\" style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong><em><span style=\"color: #0000ff;\">B<span style=\"color: #ff6600;\">e<\/span>st Practices<\/span> look backward, providing advice that worked in the past;<\/em><\/strong><\/span><br \/>\n<span style=\"color: #ff6600;\"> <strong><em><span style=\"color: #0000ff;\">N<span style=\"color: #ff6600;\">e<\/span>xt Practices<\/span> focus on what to do in the time ahead<\/em><\/strong><strong>\u00a0<\/strong><\/span><\/div>\n<h4 style=\"text-align: center;\"><span style=\"text-decoration: underline;\"><span style=\"color: #993300; text-decoration: underline;\"><strong>Send your Feedback and Query<\/strong><\/span><\/span><\/h4>\n<div data-test='contact-form'\n\t\t\tid='contact-form-127'\n\t\t\tclass='wp-block-jetpack-contact-form-container '\n\t\t\tdata-wp-interactive='jetpack\/form' 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data-wp-context='{\"fieldId\":\"g127-email\",\"fieldType\":\"email\",\"fieldLabel\":\"Email\",\"fieldValue\":\"\",\"fieldPlaceholder\":\"\",\"fieldIsRequired\":\"1\",\"fieldErrorMessage\":\"\",\"fieldExtra\":[],\"formHash\":\"b7650e24ed7c02a8c07275ab719ab65df2043dcf\"}'  class='grunion-field-email-wrap grunion-field-wrap'  data-wp-init='callbacks.initializeField' data-wp-on--jetpack-form-reset='callbacks.initializeField' >\n<label\n\t\t\t\tfor='g127-email' class=\"grunion-field-label email\" >Email<span class=\"grunion-label-required\" aria-hidden=\"true\">(required)<\/span><\/label>\n<input\n\t\t\t\t\ttype='email'\n\t\t\t\t\tname='g127-email'\n\t\t\t\t\tid='g127-email'\n\t\t\t\t\tvalue=''\n\n\t\t\t\t\tdata-wp-bind--aria-invalid='state.fieldHasErrors'\n\t\t\t\t\tdata-wp-bind--value='state.getFieldValue'\n\t\t\t\t\taria-errormessage='g127-email-email-error-message'\n\t\t\t\t\tdata-wp-on--input='actions.onFieldChange'\n\t\t\t\t\tdata-wp-on--blur='actions.onFieldBlur'\n\t\t\t\t\tdata-wp-class--has-value='state.hasFieldValue'\n\n\t\t\t\t\tclass='email  grunion-field' \n\t\t\t\t\trequired='true' aria-required='true'  \/>\n \n\t\t\t<div id=\"g127-email-email-error\" class=\"contact-form__input-error\" data-wp-class--has-errors=\"state.fieldHasErrors\">\n\t\t\t\t<span class=\"contact-form__warning-icon\">\n\t\t\t\t\t<svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.50015 11.6402H7.50015V10.6402H8.50015V11.6402Z\" \/>\n\t\t\t\t\t\t<path d=\"M7.50015 9.64018H8.50015V6.30684H7.50015V9.64018Z\" \/>\n\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.98331 3.0947C7.42933 2.30177 8.57096 2.30177 9.01698 3.09469L13.8771 11.7349C14.3145 12.5126 13.7525 13.4735 12.8602 13.4735H3.14004C2.24774 13.4735 1.68575 12.5126 2.12321 11.7349L6.98331 3.0947ZM8.14541 3.58496C8.08169 3.47168 7.9186 3.47168 7.85488 3.58496L2.99478 12.2251C2.93229 12.3362 3.01257 12.4735 3.14004 12.4735H12.8602C12.9877 12.4735 13.068 12.3362 13.0055 12.2251L8.14541 3.58496Z\" \/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t<span class=\"visually-hidden\">Warning<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span data-wp-text=\"state.errorMessage\" id=\"g127-email-email-error-message\"><\/span>\n\t\t\t<\/div> \n\t<\/div>\n\n<div style=\"\"  data-wp-interactive=\"jetpack\/form\" data-wp-context='{\"fieldId\":\"g127-website\",\"fieldType\":\"url\",\"fieldLabel\":\"Website\",\"fieldValue\":\"\",\"fieldPlaceholder\":\"\",\"fieldIsRequired\":\"\",\"fieldErrorMessage\":\"\",\"fieldExtra\":[],\"formHash\":\"b7650e24ed7c02a8c07275ab719ab65df2043dcf\"}'  class='grunion-field-url-wrap grunion-field-wrap'  data-wp-init='callbacks.initializeField' data-wp-on--jetpack-form-reset='callbacks.initializeField' >\n<label\n\t\t\t\tfor='g127-website' class=\"grunion-field-label url\" >Website<\/label>\n<input\n\t\t\t\t\ttype='text'\n\t\t\t\t\tname='g127-website'\n\t\t\t\t\tid='g127-website'\n\t\t\t\t\tvalue=''\n\n\t\t\t\t\tdata-wp-bind--aria-invalid='state.fieldHasErrors'\n\t\t\t\t\tdata-wp-bind--value='state.getFieldValue'\n\t\t\t\t\taria-errormessage='g127-website-text-error-message'\n\t\t\t\t\tdata-wp-on--input='actions.onFieldChange'\n\t\t\t\t\tdata-wp-on--blur='actions.onFieldBlur'\n\t\t\t\t\tdata-wp-class--has-value='state.hasFieldValue'\n\n\t\t\t\t\tclass='url  grunion-field' \n\t\t\t\t\t \/>\n \n\t\t\t<div id=\"g127-website-text-error\" class=\"contact-form__input-error\" data-wp-class--has-errors=\"state.fieldHasErrors\">\n\t\t\t\t<span class=\"contact-form__warning-icon\">\n\t\t\t\t\t<svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.50015 11.6402H7.50015V10.6402H8.50015V11.6402Z\" \/>\n\t\t\t\t\t\t<path d=\"M7.50015 9.64018H8.50015V6.30684H7.50015V9.64018Z\" \/>\n\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.98331 3.0947C7.42933 2.30177 8.57096 2.30177 9.01698 3.09469L13.8771 11.7349C14.3145 12.5126 13.7525 13.4735 12.8602 13.4735H3.14004C2.24774 13.4735 1.68575 12.5126 2.12321 11.7349L6.98331 3.0947ZM8.14541 3.58496C8.08169 3.47168 7.9186 3.47168 7.85488 3.58496L2.99478 12.2251C2.93229 12.3362 3.01257 12.4735 3.14004 12.4735H12.8602C12.9877 12.4735 13.068 12.3362 13.0055 12.2251L8.14541 3.58496Z\" \/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t<span class=\"visually-hidden\">Warning<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span data-wp-text=\"state.errorMessage\" id=\"g127-website-text-error-message\"><\/span>\n\t\t\t<\/div> \n\t<\/div>\n\n<div style=\"\"  data-wp-interactive=\"jetpack\/form\" data-wp-context='{\"fieldId\":\"g127-arnno\",\"fieldType\":\"text\",\"fieldLabel\":\"ARN - No:\",\"fieldValue\":\"\",\"fieldPlaceholder\":\"\",\"fieldIsRequired\":\"1\",\"fieldErrorMessage\":\"\",\"fieldExtra\":[],\"formHash\":\"b7650e24ed7c02a8c07275ab719ab65df2043dcf\"}'  class='grunion-field-text-wrap grunion-field-wrap'  data-wp-init='callbacks.initializeField' data-wp-on--jetpack-form-reset='callbacks.initializeField' >\n<label\n\t\t\t\tfor='g127-arnno' class=\"grunion-field-label text\" >ARN - No:<span class=\"grunion-label-required\" aria-hidden=\"true\">(required)<\/span><\/label>\n<input\n\t\t\t\t\ttype='text'\n\t\t\t\t\tname='g127-arnno'\n\t\t\t\t\tid='g127-arnno'\n\t\t\t\t\tvalue=''\n\n\t\t\t\t\tdata-wp-bind--aria-invalid='state.fieldHasErrors'\n\t\t\t\t\tdata-wp-bind--value='state.getFieldValue'\n\t\t\t\t\taria-errormessage='g127-arnno-text-error-message'\n\t\t\t\t\tdata-wp-on--input='actions.onFieldChange'\n\t\t\t\t\tdata-wp-on--blur='actions.onFieldBlur'\n\t\t\t\t\tdata-wp-class--has-value='state.hasFieldValue'\n\n\t\t\t\t\tclass='text  grunion-field' \n\t\t\t\t\trequired='true' aria-required='true'  \/>\n \n\t\t\t<div id=\"g127-arnno-text-error\" class=\"contact-form__input-error\" data-wp-class--has-errors=\"state.fieldHasErrors\">\n\t\t\t\t<span class=\"contact-form__warning-icon\">\n\t\t\t\t\t<svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.50015 11.6402H7.50015V10.6402H8.50015V11.6402Z\" \/>\n\t\t\t\t\t\t<path d=\"M7.50015 9.64018H8.50015V6.30684H7.50015V9.64018Z\" \/>\n\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.98331 3.0947C7.42933 2.30177 8.57096 2.30177 9.01698 3.09469L13.8771 11.7349C14.3145 12.5126 13.7525 13.4735 12.8602 13.4735H3.14004C2.24774 13.4735 1.68575 12.5126 2.12321 11.7349L6.98331 3.0947ZM8.14541 3.58496C8.08169 3.47168 7.9186 3.47168 7.85488 3.58496L2.99478 12.2251C2.93229 12.3362 3.01257 12.4735 3.14004 12.4735H12.8602C12.9877 12.4735 13.068 12.3362 13.0055 12.2251L8.14541 3.58496Z\" \/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t<span class=\"visually-hidden\">Warning<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span data-wp-text=\"state.errorMessage\" id=\"g127-arnno-text-error-message\"><\/span>\n\t\t\t<\/div> \n\t<\/div>\n\n<div style=\"\"  data-wp-interactive=\"jetpack\/form\" data-wp-context='{\"fieldId\":\"g127-feedbackandquery\",\"fieldType\":\"textarea\",\"fieldLabel\":\"Feedback and Query\",\"fieldValue\":\"\",\"fieldPlaceholder\":\"\",\"fieldIsRequired\":\"1\",\"fieldErrorMessage\":\"\",\"fieldExtra\":[],\"formHash\":\"b7650e24ed7c02a8c07275ab719ab65df2043dcf\"}'  class='grunion-field-textarea-wrap grunion-field-wrap'  data-wp-init='callbacks.initializeField' data-wp-on--jetpack-form-reset='callbacks.initializeField' >\n<label\n\t\t\t\tfor='contact-form-comment-g127-feedbackandquery' class=\"grunion-field-label textarea\" >Feedback and Query<span class=\"grunion-label-required\" aria-hidden=\"true\">(required)<\/span><\/label>\n<textarea\n\t\t                style=''\n\t\t                name='g127-feedbackandquery'\n\t\t                id='contact-form-comment-g127-feedbackandquery'\n\t\t                rows='20'\n\t\t\t\t\t\tdata-wp-text='state.getFieldValue'\n\t\t\t\t\t\tdata-wp-on--input='actions.onFieldChange'\n\t\t\t\t\t\tdata-wp-on--blur='actions.onFieldBlur'\n\t\t\t\t\t\tdata-wp-class--has-value='state.hasFieldValue'\n\t\t\t\t\t\tdata-wp-bind--aria-invalid='state.fieldHasErrors'\n\t\t\t\t\t\taria-errormessage='g127-feedbackandquery-textarea-error-message'\n\t\t\t\t\t\tclass='textarea  grunion-field'  required aria-required='true'><\/textarea>\n \n\t\t\t<div id=\"g127-feedbackandquery-textarea-error\" class=\"contact-form__input-error\" data-wp-class--has-errors=\"state.fieldHasErrors\">\n\t\t\t\t<span class=\"contact-form__warning-icon\">\n\t\t\t\t\t<svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.50015 11.6402H7.50015V10.6402H8.50015V11.6402Z\" \/>\n\t\t\t\t\t\t<path d=\"M7.50015 9.64018H8.50015V6.30684H7.50015V9.64018Z\" \/>\n\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.98331 3.0947C7.42933 2.30177 8.57096 2.30177 9.01698 3.09469L13.8771 11.7349C14.3145 12.5126 13.7525 13.4735 12.8602 13.4735H3.14004C2.24774 13.4735 1.68575 12.5126 2.12321 11.7349L6.98331 3.0947ZM8.14541 3.58496C8.08169 3.47168 7.9186 3.47168 7.85488 3.58496L2.99478 12.2251C2.93229 12.3362 3.01257 12.4735 3.14004 12.4735H12.8602C12.9877 12.4735 13.068 12.3362 13.0055 12.2251L8.14541 3.58496Z\" \/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t<span class=\"visually-hidden\">Warning<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span data-wp-text=\"state.errorMessage\" id=\"g127-feedbackandquery-textarea-error-message\"><\/span>\n\t\t\t<\/div>\n\t<\/div>\n\t<p class='contact-submit'>\n<div class=\"contact-form__error\" data-wp-class--show-errors=\"state.showFormErrors\"><span class=\"contact-form__warning-icon\"><span class=\"visually-hidden\">Warning.<\/span><i aria-hidden=\"true\"><\/i><\/span>\n\t\t\t\t<span data-wp-text=\"state.getFormErrorMessage\"><\/span>\n\t\t\t\t<ul>\n\t\t\t\t<template data-wp-each=\"state.getErrorList\" data-wp-key=\"context.item.id\">\n\t\t\t\t\t<li><a data-wp-bind--href=\"context.item.anchor\" data-wp-on--click=\"actions.scrollIntoView\" data-wp-text=\"context.item.label\"><\/a><\/li>\n\t\t\t\t<\/template>\n\t\t\t\t<\/ul><\/div><div class=\"contact-form__error\" data-wp-class--show-errors=\"state.showSubmissionError\" data-wp-text=\"context.submissionError\"><\/div>\t\t<button type='submit' class='pushbutton-wide'>Submit<\/button>\t\t<input type='hidden' name='contact-form-id' value='127' \/>\n\t\t<input type='hidden' name='action' value='grunion-contact-form' \/>\n\t\t<input type='hidden' name='contact-form-hash' value='b7650e24ed7c02a8c07275ab719ab65df2043dcf' \/>\n\t<\/p>\n<p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"ak_\"><label>&#916;<textarea name=\"ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"ak_js\" value=\"134\"\/><script data-jetpack-boost=\"ignore\">document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><\/form>\n<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As we have seen Real Challenges to MF Distribution Business one is from Regulatory body in Part-1 and another is from our own way of working in part-2. Now in this 3rd part we will be discussing why Investor think for Direct Plans and what is the solution to this challenge. When Direct Plans were introduced\u00a0in 2013 distributors were thinking [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[2],"tags":[],"class_list":["post-127","post","type-post","status-publish","format-standard","hentry","category-challenges-to-mf-distributors"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7QcqY-23","_links":{"self":[{"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/posts\/127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/comments?post=127"}],"version-history":[{"count":21,"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/posts\/127\/revisions"}],"predecessor-version":[{"id":152,"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/posts\/127\/revisions\/152"}],"wp:attachment":[{"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/media?parent=127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/categories?post=127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bltpindia.com\/wordpress\/index.php\/wp-json\/wp\/v2\/tags?post=127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}