{"id":1468,"date":"2018-01-06T20:22:33","date_gmt":"2018-01-06T20:22:33","guid":{"rendered":"http:\/\/bltpindia.com\/wordpress\/?p=1468"},"modified":"2018-01-06T20:22:33","modified_gmt":"2018-01-06T20:22:33","slug":"retirement-planning","status":"publish","type":"post","link":"https:\/\/bltpindia.com\/wordpress\/index.php\/2018\/01\/06\/retirement-planning\/","title":{"rendered":"Have you plan for your Retirement? Part – 1"},"content":{"rendered":"

Last week we had talked about importance of Financial Planning<\/a> this week we will discuss most important planing of your life that is nothing but Retirement Planing.<\/p>\n

While discussing with many people we have listened Common arguments at various ages of life to avoid Retirement Planing.<\/p>\n

@ 20s<\/b><\/i><\/span>\u00a0“Let me start my career”<\/em><\/p>\n

@ 30s<\/i><\/b><\/span>\u00a0“I have just started my career let me enjoy. Will start Retirement Planing later on still I am young to start Retirement Planing.”<\/em><\/p>\n

@ 40s<\/i><\/b><\/span>\u00a0“I have so many liabilities to be completed will manage after few years.”<\/em><\/p>\n

@ 50s<\/i><\/b><\/span>\u00a0“Now I have to start but let me complete my EMI first. My entire EMI will be diverted to my Retirement Planing.”<\/em><\/p>\n

@ 60s<\/i><\/b><\/span>\u00a0“Oh No..”<\/strong><\/em><\/p>\n

I have done such a big mistake. “My Retirement Planning would have been started earlier”.<\/span> As a result of this I could not be able to accumulate required corpus. Now I will have to work for my daily needs.<\/p>\n

There are 2 things that’s why people are avoiding Retirement Planning<\/p>\n

1.<\/b> Time frame which is available<\/b>
\nDue to longer period @ 20s & 30s<\/b><\/span> it looks easy that they will manage to accumulate such corpus.<\/p>\n

@ 40s to mid 50s<\/b><\/span> people are engaged with their liabilities so could not start.<\/p>\n

Finally @ 60s after Retirement<\/span><\/b> they realise that they have done a big mistake but it’s too late now.<\/p>\n

2. People<\/b> are not aware about the actual corpus required for Retirement Planning<\/b><\/span>. While in earning stage it seems easy that it will be manageable to accumulate but when actual Retirement comes near people realise their mistake.<\/p>\n

NORMALLY \u00a0PEOPLE LOOKS RETIREMENT PLANNING JUST LIKE OTHER GOALS.<\/strong><\/em>\u00a0<\/span>Here people make a mistake they treat Retirement Planing just like other goals. In real other goals are just one-time goal while in retirement planning it is for rest of the life. Concidering longitivity this might be as long as earning period.<\/b><\/span><\/p>\n

Avoid such mistakes Don’t keep pending your Retirement Planing and enjoy your Retirement Life with Dignity.<\/p>\n

Next week we will see how you should plan your Retirement and Live Life like a King after Retirement.<\/p>\n

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