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BLTP Downside Protection Financial Literacy Investment Strategy Retirement Think Out Of The Box Uncategorized

Perfect Retirement Solution – 2

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In my last blog we have seen that how a Retired Person might get in to the trouble While making an arrangement for regular cash flaw [income] 8 Big mistakes to be avoided in Retire Planning as well as Retirement Solution.

For details go through my last post: perfect-retirement-solution-1

Now in this blog we will discuss about Perfect Retirement Solution:

First of all we will discuss what is the Requirement to make a Perfact Retirement Solutions:

Requirement of an Ideal Retirement Solution:

  1. Inflation Hedging.
… Read the rest
BLTP Financial Planning Investment Strategy Mis-Conceptions Retirement Uncategorized

Perfect Retirement Solution – 1

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Mis-Conception on Earning Retirement Salary:

What Retired person should have in their Retirement kitty? People are divided on weather they should be Cash Reach or Asset Reach at their Retirements?

Someone is thinking that Retired person should be Cash Reach while others are thinking Retired person should be Asset Reach.

I think Retired person should be having own house for enjoying their retirement with dignity and they should also be having sufficient Corpus in terms of cash as well as liquid assets for getting their “INCREMENTAL MONTHLY INCOME“.… Read the rest

AMFISUMMIT'S 2018 Business Growth Challenges to MF Distributors Direct Plans Financial Literacy Mis-Conceptions Robo-Advosory Think Out Of The Box Uncategorized Upar Ki Kamaai

Is Direct Plans are realy Commission Free?

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Today I was just going through my twitter account and read one post said 25 Lakh ki Upar Ki Kamaai by investing in Direct Plan with no commission and one question arise in my mind if there is no Commission in direct plan then why ETMONEY and PAYTM are interested in providing services to investors by spending Crs of Rs. in developing apps and advertising.… Read the rest

AMFISUMMIT'S 2018 Challenges to MF Distributors Direct Plans Think Out Of The Box

Are you at the risk of Direct Plans

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On 23rd I have attended AMFI Summit 2018 and listen, what I was expecting since last 3 years, from SEBI’s Chairman.

After listening above announcement from SEBI’s chief lots of the distributors were worried about their future what will happens to their business.

I have already highlighted this issue 2 year back on this blog in 2 parts.

HOW TO COMPETE WITH MANUFACTURERS ON THEIR OWN PRODUCT?… Read the rest

Uncategorized

Not to worry about LTCG on equity & equity schemes in MF.

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In Union Budget 2018 FM has proposed come back of LTCG on equity @ 10% without indexation. Also 10% DDT is applicable on div distribution in equity funds. Today’s market is looking panic on that regards and big question is that is this hurting the Investment portfolio?

Gavernment has already secured your long term capital gains by grandfatherlng 31st Jan 2018 for calculating LTCG on redeemtion of units / selling of stocks after 1 Apr 2018.… Read the rest

BLTP Financial Literacy Financial Planning Retirement SIP / STP / SWP

Perfect Retirement Planning – 3

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Last week we have seen How to think about your Retirement Planning and what steps should be executed and what should be avoided.

For starting your retirement planning first of all we should know your current cash flow alongwith your lifestyle

Before discussing about how much corpus is actually needed for retirement, we need to understand what is Retirement Planning and why is it important?… Read the rest

BLTP Financial Literacy Financial Planning Investment Strategy Retirement Uncategorized

Have you plan for your Retirement? Part – 2

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HAVE YOU PLANNED YOUR RETIREMENT LIFE?

Last week we read how people fail to plan their Retirement at various Life Stages.

Retirement Planning is nothing but ‘Put your Money @ Work to Earn for your Retirement Days‘.

People always make mistakes in understanding two different concepts Retirement Planning & Retirement Solutions
Retirement Planning is nothing but an accumulation process of Retirement Corpus – This is an Investment Phase just like sowing in a farm.… Read the rest

BLTP Financial Literacy Financial Planning Investment Strategy Retirement Uncategorized

Have you plan for your Retirement? Part – 1

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Last week we had talked about importance of Financial Planning this week we will discuss most important planing of your life that is nothing but Retirement Planing.

While discussing with many people we have listened Common arguments at various ages of life to avoid Retirement Planing.

@ 20s “Let me start my career”

@ 30s “I have just started my career let me enjoy.… Read the rest

BLTP Financial Literacy Financial Planning Investment Strategy Retirement Uncategorized

Start Financial Planning

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Wish You All

Happy and Prosperous New Year

Welcome 2018

Let us all take a new year resolution on this new year day that “We all will learn and educate others about Financial Literacy by which we will have a Happy & Prosperous living in our life”

To support

Financial Education Week (FEW) is an independent, not-for-profit national initiative, we have started this Financial Literacy Mission a little contribution from our side.… Read the rest

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