


How to protect ourselves against – Dragon of Direct Plan.
A couple of months back when I was in Kolkata for a business tour, I came to know that within a week period 4 top-level MFDs lost their clients AUM worth of 5Cr to 10Cr each to Direct Plans. Out of 4, 3 were CFPs. One of the clients was a close relative of one CFP-MFD.
Now one question … Read the rest
Perfact Retirement Solution
Mis-Conception on Earning Retirement Salary:
What Retired person should have in their Retirement kitty? People’s are divided on weather they should be Cash Reach or Asset Reach at their Retirements?
Someone is thinking that retired person should be Cash Reach while others are thinking Retired person should be Asset Reach.
I think retired person should be having own house for … Read the rest
Lessons for IFAs from BJP’s strategy for winning the 2019 elections.
In 2019 election BJP was knowing that in Up and Bihar there will be a major setback for them because of alliances in both the States, due to this division in opposition votes was not possible. According to report they were going to lose higher no of seats.
Now, what to do? So BJP has decided to compensate for the … Read the rest
Value Investing in MF & BLTP
In today’s market condition last 3 years SIPs are generating lower returns than FDs. A big question is arising that, if SIP/STP is not working, then what strategy should be using for investment, which would be a better performer than SIPs/STPs and also with sufficient safety.
Warren Buffet, Benjamin Graham and so many other all-time renown investors have proven that, … Read the rest

Perfect Retirement Solution – 1
Mis-Conception on Earning Retirement Salary:
What Retired person should have in their Retirement kitty? People are divided on weather they should be Cash Reach or Asset Reach at their Retirements?
Someone is thinking that Retired person should be Cash Reach while others are thinking Retired person should be Asset Reach.
I think Retired person should be having own house … Read the rest
Perfect Retirement Planning – 3
Last week we have seen How to think about your Retirement Planning and what steps should be executed and what should be avoided.
For starting your retirement planning first of all we should know your current cash flow alongwith your lifestyle
Before discussing about how much corpus is actually needed for retirement, we need to understand what is Retirement Planning … Read the rest
Have you plan for your Retirement? Part – 2
HAVE YOU PLANNED YOUR RETIREMENT LIFE?
Last week we read how people fail to plan their Retirement at various Life Stages.
Retirement Planning is nothing but ‘Put your Money @ Work to Earn for your Retirement Days‘.
People always make mistakes in understanding two different concepts Retirement Planning & Retirement Solutions
Retirement Planning is nothing but an … Read the rest

Have you plan for your Retirement? Part – 1
Last week we had talked about importance of Financial Planning this week we will discuss most important planing of your life that is nothing but Retirement Planing.
While discussing with many people we have listened Common arguments at various ages of life to avoid Retirement Planing.
@ 20s “Let me start my career”
@ 30s “I have just … Read the rest
Start Financial Planning
Wish You All
Happy and Prosperous New Year
Welcome 2018
Let us all take a new year resolution on this new year day that “We all will learn and educate others about Financial Literacy by which we will have a Happy & Prosperous living in our life”
To support
Financial Education Week (FEW) is an independent, not-for-profit national initiative, … Read the rest
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