How to build a Child’s Financial Future?
Everybody want their children to be happy, healthy and to be successful. What is common among all these desires in a direct or indirect way is nothing but the money. And this article is all about the all-new way of planning for chield's financial future which can help achievement the many goals you have planned for your child.
How to protect ourselves against – Dragon of Direct Plan.
A couple of months back when I was in Kolkata for a business tour, I came to know that within a week period 4 top-level MFDs lost their clients AUM worth of 5Cr to 10Cr each to Direct Plans. Out of 4, 3 were CFPs. One of the clients was a close relative of one CFP-MFD.
Now one question arises about how many other cases might have happened earlier.… Read the rest
Perfact Retirement Solution
Mis-Conception on Earning Retirement Salary:
What Retired person should have in their Retirement kitty? People are divided on whether they should be Cash Reach or Asset Reach at their Retirements.
Some think that a retired person should be Cash Reach while others think a Retired person should be Asset Reach.
I think a retired person should have to have their own house to enjoy their retirement with dignity and they should also have sufficient Corpus in terms of cash as well as liquid assets for getting their “INCREMENTAL MONTHLY INCOME“.… Read the rest
Lessons for IFAs from BJP’s strategy for winning the 2019 elections.
In 2019 election BJP was knowing that in Up and Bihar there will be a major setback for them because of alliances in both the States, due to this division in opposition votes was not possible. According to report they were going to lose higher no of seats.
Now, what to do? So BJP has decided to compensate for the losses from other states where they have no presence yet like WB, Orissa and Northeastern states, as well as keep the losses of seats at a minimum level so the existing position can easily be achieved in the house.… Read the rest
Value Investing in MF & BLTP
In today’s market condition last 3 years SIPs are generating lower returns than FDs. A big question is arising that, if SIP/STP is not working, then what strategy should be using for investment, which would be a better performer than SIPs/STPs and also with sufficient safety.
Warren Buffet, Benjamin Graham and so many other all-time renown investors have proven that, Value investing is the best theory for investment.… Read the rest
Perfect Retirement Solution – 1
Mis-Conception on Earning Retirement Salary:
What Retired person should have in their Retirement kitty? People are divided on weather they should be Cash Reach or Asset Reach at their Retirements?
Someone is thinking that Retired person should be Cash Reach while others are thinking Retired person should be Asset Reach.
I think Retired person should be having own house for enjoying their retirement with dignity and they should also be having sufficient Corpus in terms of cash as well as liquid assets for getting their “INCREMENTAL MONTHLY INCOME“.… Read the rest
Perfect Retirement Planning – 3
Last week we have seen How to think about your Retirement Planning and what steps should be executed and what should be avoided.
For starting your retirement planning first of all we should know your current cash flow alongwith your lifestyle
Before discussing about how much corpus is actually needed for retirement, we need to understand what is Retirement Planning and why is it important?… Read the rest
Have you plan for your Retirement? Part – 2
HAVE YOU PLANNED YOUR RETIREMENT LIFE?
Last week we read how people fail to plan their Retirement at various Life Stages.
Retirement Planning is nothing but ‘Put your Money @ Work to Earn for your Retirement Days‘.
People always make mistakes in understanding two different concepts Retirement Planning & Retirement Solutions
Retirement Planning is nothing but an accumulation process of Retirement Corpus – This is an Investment Phase just like sowing in a farm.… Read the rest
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