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Last week we had talked about importance of Financial Planning this week we will discuss most important planing of your life that is nothing but Retirement Planing.
While discussing with many people we have listened Common arguments at various ages of life to avoid Retirement Planing.
@ 20s “Let me start my career”
@ 30s “I have just started my career let me enjoy.… Read the rest
Wish You All
Happy and Prosperous New Year
Welcome 2018
Let us all take a new year resolution on this new year day that “We all will learn and educate others about Financial Literacy by which we will have a Happy & Prosperous living in our life”
Financial Education Week (FEW) is an independent, not-for-profit national initiative, we have started this Financial Literacy Mission a little contribution from our side.… Read the rest
What is an investment?
Investment, as the dictionary defines it, is something that is purchased with money that is expected to produce income or profit.
Your education can also be called an investment and many times, it does help you earn a higher income.
There are three types of investments: ownership, lending and cash equivalents.
Investments can also be categorised based on how it is managed as Active Investment & Passive Investment
Active management is the use of a human element, such as a single manager, co-managers or a team of managers, to actively manage a fund’s portfolio.… Read the rest
Nowadays on social media, a big debating is going on that Is in concerned with an article published in a business paper. I am not supporting that publication but I would definitely like to Spotlight on another side of the coin..
If you see another side of the coin is that our main frustrating topic is Direct Plans. Direct plans are cheaper by .8 to 1.25% so the Direct Plan would be a better performer than Regular Plans.… Read the rest
Your Salary Will Not Rise After Your Retirement BUT Inflation Will ALWAYS Rise.
Expanses of 50,000 at your Retirement Age will be 1,90,000 after 20 Years, which means Purchasing Power of your 50,000 will be reduced drastically.
Suppose you are getting Retired now and you have monthly expenses of 50,000 and you have started getting 50,000 fixed from any fixed annuity plan what will happens after some period.… Read the rest
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