Gurranteed Fixed Income

BLTP Financial Literacy Financial Planning Investment Strategy Retirement

Perfact Retirement Solution

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Mis-Conception on Earning Retirement Salary:

What Retired person should have in their Retirement kitty? People are divided on whether they should be Cash Reach or Asset Reach at their Retirements.

Some think that a retired person should be Cash Reach while others think a Retired person should be Asset Reach.

I think a retired person should have to have their own house to enjoy their retirement with dignity and they should also have sufficient Corpus in terms of cash as well as liquid assets for getting their “INCREMENTAL MONTHLY INCOME“.… Read the rest

All Season Investment Strategy BLTP Downside Protection Financial Literacy Financial Planning Investment Strategy SIP / STP / SWP Think Out Of The Box Uncategorized Value Investing

Value Investing in MF & BLTP

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In today’s market condition last 3 years SIPs are generating lower returns than FDs. A big question is arising that, if SIP/STP is not working, then what strategy should be using for investment, which would be a better performer than SIPs/STPs and also with sufficient safety.

Warren Buffet, Benjamin Graham and so many other all-time renown investors have proven that, Value investing is the best theory for investment.… Read the rest

BLTP Downside Protection Financial Literacy Investment Strategy Retirement Think Out Of The Box Uncategorized

Perfect Retirement Solution – 2

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In my last blog we have seen that how a Retired Person might get in to the trouble While making an arrangement for regular cash flaw [income] 8 Big mistakes to be avoided in Retire Planning as well as Retirement Solution.

For details go through my last post: perfect-retirement-solution-1

Now in this blog we will discuss about Perfect Retirement Solution:

First of all we will discuss what is the Requirement to make a Perfact Retirement Solutions:

Requirement of an Ideal Retirement Solution:

  1. Inflation Hedging.
… Read the rest
BLTP Financial Planning Investment Strategy Mis-Conceptions Retirement Uncategorized

Perfect Retirement Solution – 1

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Mis-Conception on Earning Retirement Salary:

What Retired person should have in their Retirement kitty? People are divided on weather they should be Cash Reach or Asset Reach at their Retirements?

Someone is thinking that Retired person should be Cash Reach while others are thinking Retired person should be Asset Reach.

I think Retired person should be having own house for enjoying their retirement with dignity and they should also be having sufficient Corpus in terms of cash as well as liquid assets for getting their “INCREMENTAL MONTHLY INCOME“.… Read the rest

BLTP Financial Literacy Financial Planning Investment Strategy Retirement Uncategorized

Have you plan for your Retirement? Part – 1

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Last week we had talked about importance of Financial Planning this week we will discuss most important planing of your life that is nothing but Retirement Planing.

While discussing with many people we have listened Common arguments at various ages of life to avoid Retirement Planing.

@ 20s “Let me start my career”

@ 30s “I have just started my career let me enjoy.… Read the rest

Financial Planning Retirement

Silent Killer of your Retirement Corpus

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Inflation is the silent killer of your Retirement corpus.

Your Salary Will Not Rise After Your Retirement BUT Inflation Will ALWAYS Rise.

Expanses of 50,000 at your Retirement Age will be 1,90,000 after 20 Years, which means Purchasing Power of your 50,000 will be reduced drastically.

IMG-20171029-WA0078

Suppose you are getting Retired now and you have monthly expenses of 50,000 and you have started getting 50,000 fixed from any fixed annuity plan what will happens after some period.… Read the rest

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