Investment Strategy

All Season Investment Strategy BLTP Direct Plans Downside Protection Financial Literacy Financial Planning Investment Strategy LockDownReading SIP / STP / SWP Think Out Of The Box Uncategorized Value Investing

How to protect ourselves against – Dragon of Direct Plan.

A couple of months back when I was in Kolkata for a business tour, I came to know that within a week period 4 top-level MFDs lost their clients AUM worth of 5Cr to 10Cr each to Direct Plans. Out of 4, 3 were CFPs. One of the clients was a close relative of one CFP-MFD.

Now one question arises about how many other cases might have happened earlier.… Read the rest

BLTP Financial Literacy Investment Lessons. Investment Strategy LockDownReading Mis-Conceptions SIP / STP / SWP Think Out Of The Box Uncategorized

SIP – The Journey from Laziness to Active Management part – 1

If you want to finish the creativity of anyone, you don’t need to do anything special like Dronacharya does with Eklavya in Mahabharat, asked him to cut his thumb for GuruDakshina, just teach him how to earn money without pursuing any task.

The above line is totally suitable for the MF industry, including AMCs. Since they have learnt how to do SIP, they forget creativity (How to Manage Portfolio Actively).Read the rest

All Season Investment Strategy BLTP Business Growth Challenges to MF Distributors Financial Literacy Investment Lessons. Investment Strategy LockDownReading

Learn to invest in various stages of the market. – 1

“When one understand the difference between Volatility, Correction and Bear Market, he/she could grab the opportunity, otherwise what you think Mauka (मोका) will turn in to Dhoka (धोखा)” – Shailesh Sampat

To elaborate why I am writing this in current market situation, first of all we should understand what are the Various Stages of the market.
We can divide the Market in to 5 stages

1.Read the rest

BLTP Challenges to MF Distributors Downside Protection Financial Literacy Investment Lessons. Investment Strategy Think Out Of The Box Uncategorized

Why most of the people fails in the Market?

Most of the people fails because they afraid to think even about failure hence not preparing for it. If you plan against failure it doesn’t mean that you are negative.

Negative thinking means running away from situation and dreaming about favourite perception. Perception is not bad but without fundamental it will not sustain for a longer

Positive thinking doesn’t means expecting best to happen but be prepared to fight with negative outcome and capable to convert it in to opportunity strategically.… Read the rest

All Season Investment Strategy Downside Protection Financial Literacy Investment Lessons. Investment Strategy Think Out Of The Box Uncategorized Value Investing

Today’s Importance in Stock Market History.

I am remembering Warren Buffet’s following quote today, because today is the most important day for the Indian stock market for learning a big lesson.

Exactly 12 years ago on same date Indian stock market collapse 10+% in just 2 days, my SIP Portfolio was started bleeding, and I was helpless, my portfolio was totally exposed directly to the Market Volatility and could not even protect from erosion.… Read the rest

All Season Investment Strategy BLTP Downside Protection Financial Literacy Investment Lessons. Investment Strategy Think Out Of The Box Uncategorized Value Investing

MOS is Vighnaharta in Investing.

Yesterday, Ganesh Chaturthi was celebrated as the Birthday of Lord Ganesha, who is also known as “Vighnaharta”, which means the destroyer (Harta) of all the obstacles (Vigna). In Hindu philosophy, worship of Ganesha is done at the beginning of any good task and praying for the task is completed without any hurdles.

While Investing also we are having so many hurdles and obstacles.… Read the rest

BLTP Financial Literacy Financial Planning Investment Strategy Retirement

Perfact Retirement Solution

Mis-Conception on Earning Retirement Salary:

What Retired person should have in their Retirement kitty? People are divided on whether they should be Cash Reach or Asset Reach at their Retirements.

Some think that a retired person should be Cash Reach while others think a Retired person should be Asset Reach.

I think a retired person should have to have their own house to enjoy their retirement with dignity and they should also have sufficient Corpus in terms of cash as well as liquid assets for getting their “INCREMENTAL MONTHLY INCOME“.… Read the rest

Downside Protection Election 2019 Results. Financial Literacy Financial Planning Investment Lessons. Investment Strategy Think Out Of The Box

Lessons for IFAs from BJP’s strategy for winning the 2019 elections.

In 2019 election BJP was knowing that in Up and Bihar there will be a major setback for them because of alliances in both the States, due to this division in opposition votes was not possible. According to report they were going to lose higher no of seats.

Now, what to do? So BJP has decided to compensate for the losses from other states where they have no presence yet like WB, Orissa and Northeastern states, as well as keep the losses of seats at a minimum level so the existing position can easily be achieved in the house.… Read the rest

All Season Investment Strategy BLTP Downside Protection Financial Literacy Financial Planning Investment Strategy SIP / STP / SWP Think Out Of The Box Uncategorized Value Investing

Value Investing in MF & BLTP

In today’s market condition last 3 years SIPs are generating lower returns than FDs. A big question is arising that, if SIP/STP is not working, then what strategy should be using for investment, which would be a better performer than SIPs/STPs and also with sufficient safety.

Warren Buffet, Benjamin Graham and so many other all-time renown investors have proven that, Value investing is the best theory for investment.… Read the rest

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