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All Season Investment Strategy Challenges to MF Distributors Financial Literacy Investment Lessons. SIP / STP / SWP Think Out Of The Box Uncategorized

Big Investment lesson from Big-B on his 77th Birthday.

Today is the Birthday of all-time great Bollywood actor Sri Amitabh Bachchan Ji.

First of all, let me wish Bachchan ji “Happy Birthday Bachchan ji

“हम जहां खड़े होते हैं लाइन वहीं से शुरू होती है”

“Hum Jahan khade hotey hain, line wahin se shuru hoti hai”- Kaalia (1981)

When Bachchan ji speaks these lines on the screen everyone gets energized.… Read the rest

All Season Investment Strategy BLTP Downside Protection Financial Literacy Investment Lessons. Investment Strategy Think Out Of The Box Uncategorized Value Investing

MOS is Vighnaharta in Investing.

Yesterday, Ganesh Chaturthi was celebrated as the Birthday of Lord Ganesha, who is also known as “Vighnaharta”, which means the destroyer (Harta) of all the obstacles (Vigna). In Hindu philosophy, worship of Ganesha is done at the beginning of any good task and praying for the task is completed without any hurdles.

While Investing also we are having so many hurdles and obstacles.… Read the rest

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My letter to PM

Respected Sir

Citizen of any country needs
ROTI, KAPADA AUR MAKAN
But above all they need to fulfil the above requirements is MONEY.

But

Managing Money is not as easy as Earning Money

I am in the financial field since 2002 and found that across the country the financial literacy is almost Zero. I have also studied that in a developed country like US also rate of financial literacy is very low.Read the rest

All Season Investment Strategy BLTP Downside Protection Financial Literacy Financial Planning Investment Strategy SIP / STP / SWP Think Out Of The Box Uncategorized Value Investing

Value Investing in MF & BLTP

In today’s market condition last 3 years SIPs are generating lower returns than FDs. A big question is arising that, if SIP/STP is not working, then what strategy should be using for investment, which would be a better performer than SIPs/STPs and also with sufficient safety.

Warren Buffet, Benjamin Graham and so many other all-time renown investors have proven that, Value investing is the best theory for investment.… Read the rest

BLTP Financial Literacy Investment Strategy Think Out Of The Box Uncategorized

Investment in Various Stages of the Market

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When one understands the difference between Volatility, Correction and Bear Market, he/she could grab the opportunity, otherwise what you think Mauka (मौका) will turn into Dhoka (धोखा)” – Shailesh Sampat

To elaborate why I am writing this in the current market situation, first of all we should understand what are the Various Stages of the market

We can divide the Market in to 5 stages

  1. Bull Run
  2. Volatility
  3. Correction
  4. Bear Market
  5. Recovery
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BLTP Downside Protection Financial Literacy Investment Strategy Retirement Think Out Of The Box Uncategorized

Perfect Retirement Solution – 2

In my last blog we have seen that how a Retired Person might get in to the trouble While making an arrangement for regular cash flaw [income] 8 Big mistakes to be avoided in Retire Planning as well as Retirement Solution.

For details go through my last post: perfect-retirement-solution-1

Now in this blog we will discuss about Perfect Retirement Solution:

First of all we will discuss what is the Requirement to make a Perfact Retirement Solutions:

Requirement of an Ideal Retirement Solution:

  1. Inflation Hedging.
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BLTP Financial Planning Investment Strategy Mis-Conceptions Retirement Uncategorized

Perfect Retirement Solution – 1

Mis-Conception on Earning Retirement Salary:

What Retired person should have in their Retirement kitty? People are divided on weather they should be Cash Reach or Asset Reach at their Retirements?

Someone is thinking that Retired person should be Cash Reach while others are thinking Retired person should be Asset Reach.

I think Retired person should be having own house for enjoying their retirement with dignity and they should also be having sufficient Corpus in terms of cash as well as liquid assets for getting their “INCREMENTAL MONTHLY INCOME“.… Read the rest

AMFISUMMIT'S 2018 Business Growth Challenges to MF Distributors Direct Plans Financial Literacy Mis-Conceptions Robo-Advosory Think Out Of The Box Uncategorized Upar Ki Kamaai

Is Direct Plans are realy Commission Free?

Today I was just going through my twitter account and read one post said 25 Lakh ki Upar Ki Kamaai by investing in Direct Plan with no commission and one question arise in my mind if there is no Commission in direct plan then why ETMONEY and PAYTM are interested in providing services to investors by spending Crs of Rs. in developing apps and advertising.Read the rest

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Not to worry about LTCG on equity & equity schemes in MF.

In Union Budget 2018 FM has proposed come back of LTCG on equity @ 10% without indexation. Also 10% DDT is applicable on div distribution in equity funds. Today’s market is looking panic on that regards and big question is that is this hurting the Investment portfolio?

Gavernment has already secured your long term capital gains by grandfatherlng 31st Jan 2018 for calculating LTCG on redeemtion of units / selling of stocks after 1 Apr 2018.… Read the rest

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